Earned Income and Earning From Investment???

 by Createwealth8888 on December 22, 2013Just For Thinking … Read? Those few years of Foolishness in the stock market!!!If you look at the above diagram carefully, our wealth will come from Human Asset and Financial Asset.Human Asset will provide our Earned Income while Financial Assets will provide Earning from our Investment.Is there any difference between Earned Income from our job (Human Asset) and Earning from our Investment (Financial Asset)?Our Earned Income is for us to keep and Earning is NOT!Even after few years down the road, we screw up badly in our job; we still keep our Earned Income.It has been earned! …Read the full article ?

My Investing Goal for 2014

  As we draws down the rest of the days in 2013, most of us will take this time to reflect back on the things that has happened in 2013 and set a goal for the upcoming new year of 2014.An overlook back of my investing journey in 2013 would see that I started off the year with about S$ 128,210 worth of shares. Based on the market value as of 13 Dec 2013, the portfolio value stands at S$219,130. That is an overall 71% year on year increase to my delight. Some of the major contributor to this significant increase includes:- Active income from job (Proportion of savings rate were in the 80% range for 2013)- Realised profits from capital gain- Other trading income from soccer bettingWhile 2013 was great personally, 2014 will be a different field altogether as I plan …Read the full article ?

Volume Interpretation

 by Hayden Huang on December 23, 2013Volume is a reflection on the exchange between buyers and sellers. It is the level of enthusiasm of buyers or sellers that determines the course of prices.There is actually no such thing as a “high sell volume” or a “high buy volume”. These terms semantically refer to the volume that is sold down to buyers and the volume that is bought up from the sellers respectively. Irregardless of the level of volume the amount of money flowing into a stock must always be equals to the amount flowing out(you cant sell when there are no buyers and vice versa). Here are a few pointers on volume in regards to Technical Analysis.1) The market is in gear and has no forecasting value when prices rise with volume. It would be deemed as a natural trend progression if the appreciation(price & volume) is consistent.Read the full article ?

Fed Tapering to Start Jan 2014

 The time has finally come for the Fed to start tapering in Jan 2014 after so many rounds of delay. The Fed has said  that it will cut the $85 billion purchase of mortgage purchase and treasuries by $5 billion each. However, the Fed has that it will hold the Fed funds rate low for a long time, even after the unemployment rate falls below 6.5%.What the above means that the long term interest rates are likely to rise because of the tapering, but the short term interest rates should continue to stay low. The interest rates will definitely have an effect on borrowing costs, but the impact is limited as the tapering would be done in a gradual manner to allow the market to adjust towards it. It is also reflected in the 30 year US treasury rate which didn’t move much after the announcement, suggesting that …Tagged as: Dividend StocksRead the full article ?

Risk Profiling is Wrong to Recommend Bonds Now

   All financial advisors have to go through the risk-profiling steps with their prospective clients. Typically, advisors will recommend bond funds for those risk-averse investors who want capital preservation. Similarly, bond funds are the default choice for investors in their retirement years, since they would not have enough time to recover from possible losses. Bonds are known to be capital guaranteed. This is a deadly belief without understanding how bond works. It might be detrimental advice to our elder folks and conservative investors at the current economic situation. I hope this article can explain the looming danger of this advice.It is often mentioned that bonds are capital guaranteed. But they failed to add in a caveat – capital guaranteed at maturity ONLY. Bond price will fluctuate between issuance and maturity, as shown in the chart above. An investor who holds the bond …Tagged as: BondsRead the full article ?

Surprising reaction after Fed’s tapering decision.

  Surprising reaction after Fed’s tapering decision.The long awaited US’s Fed tapering decision was confirmed last Thursday. The expectation of negative effect from the tapering move failed to realise last week as the market rebounded firmly upon the news. This was a rather surprising move for many market participants. The week started of weak and indecisive as the festive holiday starts to kick in. Anticipation of Fed’s tapering came on Tuesday which helped Straits Times Index to be lifted above 3065 level which was then being slapped with indecisiveness on Wednesday. However, after the announcement of the news, STI attempted to rally strongly on Thursday but there was lack of confidence in the market to maintain the bullishness. On Friday, due to strong rally from DJI, STI was then able to remain strongly above 3065 level. For the week, STI closed with 28.46pts up; ending at 3094 level. Can …Read the full article ?

Those few years of Foolishess in the stock market!!!

   From Jan 2000 to Dec 2013 : 14 years of practical experience in the stock market with even many more years of learning investment and trading theories.Uncle8888 smiles when he read some blog posts and comments boasting of their winning contra trades and penny stocks; he too has these experience.Those few years of foolishness in the stock market cannot be forgotten!Yes! Losing money is part of the Investing Game; but staying Foolish for a long time without realizing it. Is No!If not for that few years of foolishness for not sticking passionately to the core principles of long-term investing, the investment outcome could have been much better.From Jan 2000 to Dec 2013: Uncle8888's Investment OutcomeSometime, in the moment of glory or luck, we tend to forget that in the Market; it is us against the Market.There are always Buyers and Sellers in the …Read the full article ?

Higher Interest Rates & Higher Prices … on your wallets

 The figures released from US all point to a tapering of the Quantitative Easing by the Federal Reserves so much so that it is now a question of when rather than a question of whether or not. With the tapering of the Quantitative Easing, interest rates will go higher and all of us will have to adjust to higher interest rates. However I believe our government has more or less prepare Singaporeans for the days of higher interest rates from its previous measures such as the Total Debt Servicing Ratio (TDSR) and the cooling measures on property. From the perspectives of the stocks markets, when the scaling back of the Quantitative Easing comes, stocks like Reits may head south.I think ordinary Singaporeans will feel the effects of higher interest rates when it comes to their dealings in the property mortgages and bank loans. While it is really not conclusive …Read the full article ?

Covered Short

 Have you tried shorting stocks?If you interested, do be aware that only amateurs will use SGX’s securities borrowing and lendiing programme (SBL).How I know?I was that “sotong” (dumb) amateur.If your portfolio is big as in landed class, and you want to borrow shares to short, ask your prime broker. The rates are way much better than SGX’s!If your portfolio is more HDB like, do check out CFDs instead.Trust but verifySince I learn better by doing, I’ve done both SBL and CFD. I encourage you to do the same so you can form your own opinions. Come to think of it, “trust but verify” is recommended for all things in life! OK, except for spirituality…There is also this naked short and cover on the same day technique used by day traders. That’s for the “professionals”. Don’t play play with naked shorting. If you didn’t cover on the same day, SGX will “punish” you. Try it if you don’t believe.Covered ShortWe often see terms and conditions and caveats way down at the bottom in fine print for promotional and advertorial articles. (Hello, this is not an advertorial OK?)I’ll put mine here before you read further:1) You own some core equity holdings for 3 or more years.2) You are familiar with how they react during different market sentiments.Examples leh!OK, look at your core holdings during May 2013. On the suggestion of “tapering”, notice some of your holding drop quite a bit, some drop only slightly, and some hardly moved at all. That was your full-free rehearsal on how your core holdings react during a change in “market sentiment”.Look again for the past 2 weeks. That was our 2nd mini full-dress rehearsal. Did your core holdings react in a similar way? OK, drop wasn’t as big as in May but notice the similarities when it comes to volatility of your core holdings?Now let’s say market sentiments recovered and STI went back up to 3200 or 3400.In 2014, if you notice another shift in “market sentiment”, you now know which core holdings can be a good candidates for doing a “covered short”.Short the stocks you already owned?You only need to “borrow” stocks to short if you didn’t already own them.No need SBL, no need CFD. No naked shorting.Just sell (short) the shares you already owned!Simple right?Then buy back the same quantity of shares you have sold at a lower price (hopefully).Warning: It can go horribly wrong. After you sell, the stock can go ballistic up up and away!Hey! Don’t look at me! Now you understand my 2 caveats above. You have to have an edge over other newbies by intimately knowing your own core holdings. If you don’t understand your own core holdings, blame who?Financial EngineeringI own a core holding bought at $1.00I “covered short” (sell) it at $1.201) If I close my “covered short” by buying-in at $1.05, I would leave my original position at $1.00 as an open position. I’ll book the “sell $1.20 and buy at $1.05? as completed transaction with booked profit of 15 cents.2) If I close my “covered short” by buying-in at $0.90, I would book “sell $1.20 and bought at $1.00? (my original position) as completed transaction with booked profit of 20 cents. And record $0.90 as the “new” entry price for my core holding.This is optional. I just liked the idea of seeing “green” in my portfolio. Hate to see “red” losses… Also, it’s motivating to be able to lower my entry prices without resorting to “averaging down”.Nothing new at all!Some of you maybe screaming now – that’s nothing new! Just old wine in new bottle!You are absolutely right!!!Don’t be fooled by terminology or labels. Some call what I’ve described as Rounds 1,2,3,4. Some call it buy sell; buy sell. Some call it Trading around a core position, etc.A rose by any other names is still a rose.So why I call it covered short?Men would understand. Even when we are with our wives or girlfriends, when a pretty babe walks by, what do we do?Many times when I sold a core holding with the intention to buying it back at a later date (preferably at a lower price), I get distracted and bought another stock instead or completely forgot to buy the sold core holding back…  (What a cad I am!)After several bouts of seller’s remorse, I now treat those core holdings I temporarily sold as “covered shorts”.When we short, we have to cover it back. Since it’s a “short trade”, plus my financial engineering “incentive”, I am now more focused and motivated to find a good buy-in price to complete the transaction.Protecting profitsThis technique is mainly to  protect my unrealised profit.New readers may want to read more about protecting profits here:Remember: If the reasons you bought a stock are no longer valid, then after you sell, don’t buy it back!!!This covered short technique is when you still have faith in your core holding. You are merely seeking a short separation to make the heart fonder (?????).Singapore Man of Leisure (welcome to my blog; just google it!)

Weighing The Costs Of Investing In Thailand Properties

 With property cooling measures in Singapore, many property buyers are looking elsewhere outside of Singapore. As we have seen from anecdotal evidence, the presence of many overseas investment property shows that Singaporeans and Singapore based investors buying into overseas property projects.Some of these property projects offer rental guarantee whilst others are deemed easy to rent out with strong rental demand.Some of the reasons are: -Lower price quantumLower regulatory hurdlesHigher yieldLet us examine some of these markets. Say for example Thailand, the typical rental yield is about 5% to 6% yield. Many Singapore based investors are attracted by this higher yield compared to their home market.Now, would you say that let’s all go and invest in thailand? Is this yield good or no good?As you prepare to buy your first overseas property and start to look for financing options, then you come across various options: -Full cash purchaseBorrow in Singapore for the overseas propertyBorrow locallyThe 1st option of Full cash purchase is of course the simplest, but requires people with deep pockets.Borrowing in Singapore for overseas property would be possible, but the borrowed amount is usually in Singapore dollar equivalent of the required foreign currency borrowing. In other words, you owe the money in Singapore dollars and continue to repay the loan in Singapore dollars. At the same time, you will be subject to Singapore borrowing regulatory regime. Also, you are subjected to currency fluctuation risks.The last option is to borrow from local banks. This would then be subject to whether the local bank is able to recognise your foreign (Singapore income) as proof of your servicing ability, and how much loan to valuation they are able to loan to you (if at all they can lend you).For investments, we need to compare apples-to-apples. So for instance if you are investing in Thailand, then you need to consider the rental yield and the borrowing cost in Thailand as if you are based in thailand, versus other investment destinations and potential local cost of borrowing. Hence, it is important to calculate based on Return of invested capital and compare the various investment markets.For the case of thailand, the gross rental yield is 5.25% to 6.6% (Source: Globalpropertyguide, Dec 2013), but the borrowing cost is 6.51% for the 1st year and even higher on subsequent years (Source: Kasikornbank, Dec 2013).For simplicity, let’s say rental yield is 6% on average and borrowing effective interest rates is 6.5%.This means that, had you borrowed in Thailand for this property, the rental is not even enough to service the interest cost component of your installment.Property price equivalent to : S$500,000Assume 100% borrowing : S$500,000Figure 1: Amortization Table pkg1 = 6.5%, pkg2 = 7%Source: www.iCompareLoan.com/consultantBased on a gross rental yield of 6% on $500,000, you would obtain $30,000 annual rental income or $2,500 a month. This gross rental income of $2,500 is not even sufficient to cover the interest cost component of the installment at $2,694.62, let alone covering the entire installment amount.In other words, your Return on invested Capital (based on 100% borrowing) would yield a negative return. However if you had invested 100% cash (zero borrowings), your return on invested capital would be 6%.What this means is, based on these average figures, many properties in thailand has no investment appeal if you were to borrow in thailand to invest in such properties for rental yield.This does not mean that it’s not good to invest in thailand, as many people still do so for different reasons. However these property buyers do so using largely cash and some token borrowings.With bank deposit interest rates so low in Singapore, these investors are participating in exchanging Singapore currency to thai currency and using this thai currency to purchase an asset that yields a thai currency gross return on asset of 6% and a gross return of 6% (if they use 100% cash and zero financing) in thai baht terms. As a reference, Thai deposit savings rates yields about 3.25% as at Dec 2013.For those with ample cash, this is a form of asset diversification.Hence, as an investor, it is important for you to assess the returns not only based on yield versus yield (across different countries) as they are different and have different base cost of funds conditions. Perhaps you could also consider local borrowing costs. In this case, on the surface, Thailand properties may seem overpriced as there is inadequate rental income to cover even the interest costs of borrowing, or conversely, it could also be that rental rates are currently too low and is lagging the property prices.Investing away from one’s base country is also a great form of asset diversification.About Property Buyerhttp://www.propertybuyer.com.sg/mortgage/We are a research-focused Singapore mortgage consultancy which helps you compare Singapore home loans either for new loans or refinancing. We use loan reports from Singapore’s best loan analysis system (exclusive to us) at http://www.icompareloan.com/consultant/ to serve our customers.Our services are completely FREE to you as the banks pay us a referral fee upon loan disbursement.Paul Ho is the editor of www.PropertyBuyer.com.sg, www.iCompareloan.com and www.SingaporeHomeLoan.net and he holds a Masters of Business Administration from a reputable university. He is passionate about helping people enhance their wealth through financial literacy and in making money work harder for them.Copyright ® – All articles are the copyright of www.propertybuyer.com.sg and CoreConcept Systems Pte Ltd and the company reserves full rights to use, reuse in any form or in any media including rights of attribution and credits of articles.Tagged as: Mortgage Cost • Overseas Property Investment • Thailand Property Investment

MARKET SENTIMENT – 23 DECEMBER 2013

  by mmlmoney on December 23, 2013Chart only updated till thurs 19/12/13….Read the full article ? Sorry, I could not read the content fromt this page.

Wealth Management Lessons from the Railroad Tycoon

  by Lee Chin Wai on December 22, 2013It is rare that computer games have lessons to teach us, but the Railroad Tycoon has a number of lessons in wealth management to offer to us.First of all, let me introduce what the Railroad Tycoon is all about. It is a game in which you set up a railroad company and build railroads linking cities and resources together and transporting resources among the cities. There is an objective for each game, which could be to achieve a certain wealth or connect 2 far away cities together by a certain year.Building Rail Roads and Transporting Resources among CitiesBesides building railroads and scheduling trains to run, Railroad Tycoon also has a stock market of all the railroad companies. Personally, you can buy and sell shares, including on margin. As the executive Chairman of your railroad company, you can also issue new shares or bonds or buy back …Read the full article ?

Company in focus – Hutchison Port Holdings Trust

 Hutchison Port Holdings Trust (“HPH Trust”) is the first publicly traded container port business trust. HPH trust is a subsidiary of Hutchison Whampoa Limited. This company is owned by Hong Kong’s billionaire Li Ka Shing. The IPO on SGX was deemed one of the largest in Singapore. Since trading on SGX, the stock has fallen by quite a bit and this has caught my attention. It has fallen from a high of 0.86 to the current price of 0.64. This is already a 25% drop.HPH Trust’s portfolio consists of controlling interests in world class deep-water container port assets, namely Hongkong International Terminals (“HIT”) and Asia Container Terminals (“ACT”) in Kwai Tsing Port, Hong Kong; and Yantian International Container Terminals (“YICT”) in Shenzhen Port, PRC. HPH Trust also has 50% interest in COSCO-HIT Terminals (“COSCO-HIT”) in Kwai Tsing Port. The assets also comprise certain port ancillary services and …Read the full article ?

LP bonds are oversubscribed!

 by La Papillion on December 23, 2013

La Papillion is now officially a fund manager. I don’t know whether this is a good development or not…I’d like to see it as a positive one. Before you start thinking I’ve joined some fancy company as a employee, nah, I’m not. I’ve simply the fund manager of my parent’s retirement money. This follows my post a week earlier regarding an assignment that my mum tasked me to do. Following some readers comments that I should issue my own LP bond with a fixed rate and a term, I’ve decided to do it because I think I should confidently be able to beat the fixed deposit rates offered now (around 0.25% to 1.25% pa) and yet also be able to provide them security by guaranteeing that the capital that they had trusted with me will be returned as and when they require. Seems like I’ve built a …Read the full article ?

Global Premium Hotels – Worth Checking In?

  This post on Global Premium Hotels (“GP”) is in response to a reader’s request. Brief Introduction – GP Hotels is second-biggest budget hotel chain in Singapore. It is a spin-off from Billionaire Koh Wee Meng’s Fragrance Group (also listed and still owns a majority stake in GP Hotels).  GP Hotel’s price chart. Source: BloombergSince listing in April 2012, GP Hotels’ price rose from debut price of 27 cents to tip at 29 cents high. In 2013, GP Hotel’s price hovered in a range from a high of 27 cents to a low at 24 cents. Last friday, it closed at 25.5 cents. Given the strong Singapore Dollar and mild fears of hotel rooms oversupply, is GP Hotels a good investment consider? At last close price of 25.5 cents, GP Hotels has the following stock fundamentals:(a) Fairly priced earnings   > Trading at …Read the full article ?

Goals 2013

 With 2012 coming to an end, its now time to look forward, and set goals for 2013!  Thankfully, i’ve managed to accomplish my goals so far, with results better than expected.  Hopefully, the coming year would be the same!With my current portfolio allocation, i have an expected dividend yield of about 8% to cost ($46,000) which amounts to about $3,700 annually.  Since i inject capital about 4 times each year of close to $10,000 each time, i can potentially increase the total dividend collected in 2013 to 50% more.  Together with some capital gains (which is expected to be low), i can conservatively expect to have an estimated total net gain of about $8,000-$10,000.With this estimation, my portfolio target for 2013 would be:Gains from Portfolio: $8,000 (estimated 9.3% of cost) [Update: Achieved $8956.10]Investment Portfolio Size Target: $100,000 (with $86,000 of capital) […Read the full article ?

Qu'en est-il de votre liste d'engagements financiers fin d'année ?

Le temps des fêtes apporte beaucoup de confusion, ce mois de décembre est plein de choses à faire.La saison des fêtes approche. Plaisir, détente, cadeaux et ralliements attendent !  Cependant, le temps des fêtes apporte beaucoup de confusion aussi bien. C'est pourquoi décembre regorge de choses à faire. Parfois, il est facile de se laisser prendre par l'émotion et oublier les échéances financières importantes à la fin de l'année. N'oubliez pas de dresser une liste des engagements financiers fin d'année 2013 efficace de début et de fin sur une note forte. Sera certainement vous-même pour le succès de la nouvelle année.Peu importe où vous êtes financièrement, vous devriez passer quelque temps pour s'assurer que votre maison financière est dans le bon ordre. Mais quelles sont les étapes que vous devriez prendre note et d'inclure dans la liste des engagements financiers ? …Lire l'article complet ?

Singapore stock Investing : motivation pour Blog

Ne peut pas être quelque chose juste écrit ce blog avec les activités quotidiennes de l'équilibrage. Toutefois, il est nécessaire d'écrire ce blog pour vous, lecteurs. L'engagement vient de mon cœur : quand j'écris tous les postes de ce blog, je vous écris de mon cœur. Alors que certains blogueurs peuvent être plus fascinantes avec leurs scripts, impressionner, graphiques et documents professionnels imaginative ; Je vous écris sincèrement. Franchement, je partage avec les lecteurs de mon investissement et échanges d'expérience et la raison d'être de certains de mes échanges. Également couvrir plus que les stocks, touchant tous les aspects de la richesse : santé, protection de la richesse et la création de richesses. Je partage également avec les lecteurs des choses qui peuvent être d'intérêt pour votre investissement et le commerce.Je sens que je ne peux soutenir ce blog, parce que je suis mon vrai moi quand j'ai blog. Si votre blog ou...Lire l'article complet ?

Comment obtenir une assurance médicale gratuite à Singapour ?

Nous recevons tous plus âgés et malades. Il est naturel.Pour éviter d'être aux prises avec d'énormes factures de soins médicaux qui sont impossibles à payer, je suis sûr que chacun d'entre nous sera d'accord qu'il faut avoir un bon hôpital et assurance chirurgicale (H & S).Bien sûr, une bonne police d'assurance qu'est H & S ne sera pas bon marchée mais je crois que si je devais te dire que peut-être nous pourrions en obtenir un gratuitement ?Construire notre compte de Medisave CPF (CPF-MA), rester en bonne santé et n'utilisez pas l'argent de nos CPF- mais aussi longtemps que possible. Oui, c'est tout ce qu'il faut faire. Pourquoi ?Le CPF- mais attire un intérêt annuel de 4 % et si nos CPF- mais a suffisamment de fonds, l'intérêt que vous payez serait suffisant pour couvrir la prime d'assurance...Tagged comme :CPF

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Nouvelles propriétés de Singapour cette semaine # 133

par Propwise.sg sur 11 décembre 2013 Parcelle de liste de réserve en Geylang attire l'intérêtDeux sites de construction privée de 99 ans dans Geylang seront lancés par le gouvernement ce mois de décembre.  L'un d'eux, un terrain le long de Geylang East Avenue 1 lastation de Aljunied MRT et sur la liste de réserve du gouvernement, devrait attirer plus d'intérêt par les développeurs. Le candidat retenu a accepté une offre d'au moins 95 millions $ ou $505,28 ppr de fibres discontinues de polyesters dans la course pour le site. Le site est de 0,62 hectare en taille et devrait avoir 215 unités. Il a précisé que le montant des morceaux de l'investissement fait il est plus attrayant pour les développeurs, par rapport à un site plus grand à proximité qui sera également lancé d'offres par le gouvernement ce mois-ci par le biais de la liste. Ce site plus grand, des fronts Sims Drive, Aljunied Road et l'autoroute de l'île de Pan, a une surface de 2,4 hectares et...Lire l'article complet ?

STI – plus de 13 jours pour aller de bourse...

Au début de 2013, j'ai mentionné que "tandis que la direction 3530 reste intacte, je ne peux pas gouverner la possibilité d'un changement dans la direction d'une tendance à la baisse. Notez que le comportement du marché, suivie de 2910 2980 "STI semblent s'approcher les deux dernière ligne de défense : 3084-3072 et 2990 2980-niveau.  Alors que la semaine RSI continuent de rester coincé en mode ours après que vente massive en mai 2013, le RSI quotidiens semble avoir atteint son niveau extrême... (le point le plus bas de l'IFR quotidienne depuis octobre 2008 est de 18 525)... à la recherche d'un renversement (c.-à-d. un rebond technique possible)... Rallye de Noël ? Fin de mois/année fin Rallye ?  Lire l'article complet ?

Incroyable popularité dans l'immobilier espagnol

par Wilfred Ling sur 11 décembre 2013Rédigé par Wilfred Ling mercredi 11 décembre 2013 l'Espagne a un taux de 27 % gros bébés. C'était un des pays européen qui a considérablement souffert de la crise financière de 2008. L'économie s'est contractée pour 9 trimestres avant qu'elle crût par un maigre 0,1 % depuis trois mois plus tôt. Cependant, immobilier espagnol est devenu très populaire récemment. Pourquoi est-ce donc ? Découle de principes fondamentaux ou des spéculateurs, essayant de faire un profit rapide ? Si vous êtes sur ma liste de diffusion, vous pouvez lire un article qui examine les raisons de la soudaine popularité dans les propriétés espagnoles. Tout ce que vous devez faire est d'entrer votre nom et votre adresse email dans la case ci-dessous (si vous ne voyez pas la boîte, utilisez un navigateur Internet) et vous serez automatiquement redirigé vers l'article.Si vous n'êtes pas sur ma liste de diffusion, vous pouvez toujours insérer votre...Lire l'article complet ?

Objectif 2014 DW dividende investir

2013 – Autofinancement atteint... errmmm... techniquement2013 a été une année assez mouvementée. Arnaques du précipice des États-Unis impôt au début de l'année, suivis de coniques craintes QE, lutte de plafond dette US et se termine par une chute spectaculaire des actions cotées en cents de marché local. À travers tout cela, je suis fier de dire mon portefeuille et mon flux de revenus de dividendes ne cesse de croître en 2013. En fait, j'ai pu fêter mon 30ème anniversaire pour parvenir à l'objectif de collecte S 1000 $ par mois en dividendes. Mieux encore, a dépassé cet objectif ! ^ ^Nous observons une fin, comme il s'est agi de diviser mon portefeuille de Singapour en 2013.La taille de mon portefeuille en termes de coût en capital est passé de S 163 794 $ pour près de $ 200 k de S maintenant. Cela représente une augmentation de 22,1 %.Recueilli un total de dividendes S 14 370 $ en 2013 contre S 8 968 $ en 2012. Cela représente une augmentation de 59,6 %. Mon...Lire l'article complet ?

La santé est la richesse

J'ai juste eu un déjeuner de repas d'une valeur supplémentaire de McDonald ' s. Déjeuner m'a coûté $6,60. Envisager un repas repas de luxe que j'ai essayé de participer seulement une fois par semaine. Je me sens assez coupable de manger le repas, même si le repas m'a fait plaisir. Je me sens coupable aussi normalement paiera environ 2,50 $ à 3 $ pour un repas dehors. le repas d'une valeur supplémentaire à McDonald ' s est presque deux fois le prix de ce que vous mangez normalement.Avant de manger McDonald ' s, j'ai effectivement été rampant autour les coffeeshops, mais j'étais vraiment très fatigué de manger la même chose tous les jours plus quelques autres boutiques de café sont très occupés (qui est probablement la raison principale pourquoi je préfère moins encombrée de McDonald ' s). Je pense que j'ai mangé assez hors de mon normal si discipliné. Je n'ai pas mangé fruits pendant un bon moment. Je pense que...Tagged comme :À tes souhaits

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Swatch de tout (y compris les sérine Wee)

par 8percentpa sur 12 décembre 2013Le premier post de Swatch a commencé en septembre 2012. Geez, après 15 mois et 8 sièges, n'ont pas encore fini ! Est une compétition contre les villes du procès se sont réunie pour voir qui peut durer plus longtemps. Mais la récolte de la ville allait gagner le vote populaire, ce qui, j'imagine, avec la sérine Wee. Tous les mecs hétéros à Singapour sont juste sauter partout et je ne peux pas attendre de la voir se pavaner à la Cour suprême en janvier. Mais ce blogueur ne devrait pas être sans combattre.Voici une photo de Serina Wee.Ah ! Mes yeux... No... Je suis désolé, paisei, pic de sala. Sérine peut être vu à la fin du post).Cependant, 15 mois ! C'est trop long de faire un test, Désolé je voulais dire une analyse. Donc, voilà le message que tout a une fin. Il est à noter qu'une bonne analyse n'a pas besoin de prendre de 15 mois. Warren Buffett a fait sien dans deux jours. …Lire l'article complet ?

Revue du marché des quotidiens pour le 13 décembre 2013

Revue du marché des quotidiens pour le 13 décembre 2013Vente plus de pression a été vu hier en STI mais chineurs sont venus pour soutenir le marché vers la fin. Écart STI baisse fortement en réaction à la baissière de DJI fermée la nuit précédente. Vendeurs étaient impatients de quitter le marché au cours de la séance du matin, alors que les craintes continuent à submerger le marché. Un faible niveau de 3025 niveau a été atteint avant léger rebond a commencé. Après des heures de déjeuner, STI a commencé rebondir plus loin et de continuer vers 3060 nouveau niveau. Un format de haut niveau s'approchait 3063 aux heures de fermeture. La cloche de clôture, STI a réussi à fermer au niveau 3059 avec seulement 1,7 pts vers le bas. Volume de transactions a augmenté au-dessus de la moyenne hier. Hier soir, DJI continue de se diriger vers le sud baisse 104.10 PTS. STI continuera d'essayer au commerce plus bas aujourd'hui ? Ou continuera de rebond d'hier ?Prix de la veille...Lire l'article complet ?

Revue du marché des quotidiens pour 12 décembre 2013

Revue du marché des quotidiens pour 12 décembre 2013STI continue à échanger sur le rouge hier comme marché participants continuent de quitter le marché dans la crainte de la vente plus de pression. 3080 niveau de soutien n'a pas respecté comme un résultat positif malgré la fermeture par DJI le jour précédent. STI ouvert plat et lutté pour garder la tête hors de le 3080. Ouverture faible HSI causé STI à couler plus 3080 niveau. Pression de vente continue de dominer le marché pour le reste de la journée, poussant les STI sous le niveau de 3060. Avant la fermeture, il y avait quelques chasseurs de bonnes affaires dans le support de niveau 3060 du marché. Par conséquent, STI a réussi à clôturer à 3060 hier avec 20,98 pts vers le bas. Hier soir, DJI plongé 129,6 PTS. STI continuera à faire face aujourd'hui à pression à la vente ou frapper un bon support pour rebondir ?L'élan baissier est très fort maintenant pour ist, plusieurs niveaux de soutien ont été...Lire l'article complet ?

CFA 10 clés du succès

par Gerald le 13 décembre 2013

En 2008, j'ai signé pour les examens CFA, pensant que j'ai pu d'autoformation tout en travaillant dans le secteur public. Cependant, mon ancienne collègue m'a conseillé contre cette façon parce que la plupart des gens qui n'ont généralement pas les classes CFA n'aurais pas la discipline pour passer des examens rigoureux. Il s'est avéré juste. Après 5 ans, manuels sont toujours couchés sur ma table et je n'avais pas pris la peine de prendre les examens ! J'espère que lecteurs soient pas par le même chemin que moi, à l'avenir, richesse générateur SG jointures force avec Fitch leader CFA cours d'apprentissage. Lecteurs de mon blog peuvent profiter de remise spéciale de 10 % sur leurs paquets si ils sont entrés dans « Richesse SG » à la caisse.Voici un article de Fitch d'apprentissage qui fournit des conseils sur SuccessBe CFA réalistes sur le temps qu'il faut pour étudier le curriculumCFA... Lire l'article complet ?

Changer le monde

"Quand j'étais jeune et libre, et mon imagination n'avait aucune limite, j'ai rêvé de changer le monde.Comme j'ai grandi plus âgé et plus sage, j'ai découvert que le monde changerait pas, alors j'ai réduit ma ligne de mire de toute façon et a décidé de simplement changer mon pays. Mais, aussi, semblait-il impassible.Comme j'ai grandi dans mes années de twilight, dans un dernier effort de fossé, j'ai opté pour ma famille, les plus proches de moi, il suffit de changer, mais hélas, ils n'avaient rien de tout cela.Et maintenant, que vous trouverez sur mon lit de mort, j'ai réalisé tout à coup :Si j'avais seulement changé moi-même tout d'abord, puis par exemple aurait changé ma famille.De leur source d'inspiration et d'encouragement, alors je serais en mesure d'améliorer mon pays, et qui sait, j'ai peut-être même changé le monde. »-AnonymeQuand le jeune Nelson Mandela lu cela inspirant la citation, il était réveiller quelque chose dans sa vie. Il...Lire l'article complet ?

Vers la fin de décembre et l'année 2013

Dans quelques semaines, nous diront au revoir à l'horizon 2013 et 2014. Encore une autre année s'est écoulée et il se sent comme le temps passe plus vite chaque année. J'ai été occupé avec les travaux et examens récents donc la baisse blog postes pendant 1 semaine. Maintenant que les examens sont terminés, je vais avoir le temps de blog encore une fois.Comment démarrer ma carrière en tant que blogueur cette année, je me rends compte que chaque chose simple que j'ai rencontré dans la vie me donne de l'inspiration pour un billet de blog. Beaucoup de choses peut être reliées aux finances et je pense que vous conviendrez que presque tout dans notre vie tourne autour du monde de la finance. Le sujet avec des amis et collègues conduira à une façon d'argent ou d'une autre. Acheter une nouvelle maison ? Ce budget, obtenir un prêt, etc.. Pour se marier ? Il s'agit aussi d'argent. Qu'en est-il de notre vie quotidienne ? Comptes à payer...Lire l'article complet ?

Tableau comparatif analyse fondamentale FPI de Singapour – 12 décembre 2013

Indice FTSE ST Real Asset Investment Trust (REITS FTSE ST) est passée à 693,59 740.76 compare au dernier post sur la comparaison critique de Conseil d'administration de Singapour FPI sur 9 novembre 2013. L'index est commercial ci-dessous 200D SMA et techniquement baissier. L'index est actuellement assis sur le fond. Il en attend de plus vers le côté si le support est cassée. Fondamentalement, il y a toujours une peur de la hausse des taux d'intérêt dans un proche avenir qui amortissent le sentiment d'investissement dans des fiducies de placement immobilier.Comparer avec le dernier tableau de comparaison de FPI de Singapour :Une confiance industrielle de table VIVA.Prix/NAV descend de 1.0213 à 0.9748. (Plus jaune dans le tableau maintenant – plus > REIT est inférieure à la valeur d'heure)Rendement du dividende augmente de 6,15 % à 6,50 %. (Le rendement est de plus en plus attractif)Ratio d'endettement augmente 32.92 à 33,34 %.En général, la plupart FPI de Singapour est légèrement inférieure à la valeur du temps et de la performance de distribution...Lire l'article complet ?

Carte de crédit American Express de KrisFlyer

Récemment demandé Krisflyer Ascend carte de crédit American Express.  La principale raison pour laquelle j'ai signé pour elle a été en raison de la plus 5 000 milles-bonis Krisflyer cette première fois jouiraient de demandeurs. Est donné quand on fait une première charge sur la carte.

De plus, vous obtenez d'apprécier hommage miles krisflyer dans les 3 premiers mois d'utilisation.  Bien sûr, une chose à noter est que la cotisation annuelle est levée pour la première année.  Est 256,80 $.  Les frais de carte supplémentaire deux premiers sont également exonérés.

Le taux de gain est 1 mile pour chaque Krisflyer passé S 1,20 $.  N'est pas beaucoup.  Mais aider les milles-bonis.

Personne ne se soucie de partager les meilleures façons de gagner Krisflyer points ou des miles aériens ?

AVERTISSEMENT : les cartes de crédit sont censés être utilisés de manière responsable.  Cet article sert un morceau de partage. Il est recommandé au lecteur de vérifier...

Lire l'article complet ?

LIVE blog: Updating bowl bid news – CBSSports.com – blog – Google News

  Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI)Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you.The choice is yours.We’ll be refreshing this page all day with updates on bowl games, and you can click right here to refresh any time your heart desires. You can also check out Jerry Palm’s bowl projections right here for all the games that aren’t official yet.7:06 p.m ET — CBSSports.com’s Jeremy Fowler reports that the SEC’s bowl bids this season will be South Carolina in the Capital One, Texas A&M in the Chick-Fil-A, Missouri in the Cotton Bowl, LSU in the Outback Bowl, Georgia in the Gator, Ole Miss in the Music City, Vanderbilt in the Compass and Mississippi State in the Liberty Bowl.6:56 p.m. ET — The Associated Press is reporting that this year’s Sun Bowl will take place on New Year’s Eve between Virginia Tech and UCLA. This will be Virginia Tech’s 21st straight trip to a bowl game under Frank Beamer, and it will also be UCLA’s fifth trip to El Paso, and its first since 2005.6:43 p.m. ET — According to a tweet from the Kansas City Star‘s Kellis Robinett, this year’s Buffalo Wild Wings Bowl on Dec. 28 will be between Kansas State and Michigan. Jerry Palm had originally projected that Nebraska would be Kansas State’s opponent here. Apparently somebody didn’t want that Big 8 rematch to happen.6:39 p.m. ET — Brian Davis of the Austin American-Statesman reports that the Texas Longhorns will be heading to San Antonio for the Alamo Bowl where they’ll take on the Oregon Ducks. The game will be held on Dec. 30.6:21 p.m. ET — The Honolulu Star-Advertiser has confirmed that this year’s Hawaii Bowl will be between Boise State and Oregon State on Christmas Eve.5:39 p.m. ET — ESPN’s Brett McMurphy is reporting that Ole Miss and Georgia Tech will square off in the Music City Bowl on Dec. 30.5:26 p.m. ET — While it’s not official yet, CBSSports.com’s Jeremy Fowler is hearing that South Carolina will play in the Capital One Bowl on New Year’s Day. It’s likely opponent will be Wisconsin.5:19 p.m ET — Scott Rabalais of The Advocate reports that LSU and Iowa will meet in the Outback Bowl on New Year’s Day in Tampa.5:05 p.m. ET — Our Jerry Palm has confirmed that Northern Illinois will head to the Poinsettia Bowl where it will face Utah State and Ohio will head to the Beef O’Bradys Bowl where it will go against East Carolina.4:44 p.m. ET — According to ESPN’s Brett McMurphy the BCS bowl lineup is set. Florida State and Auburn will meet in the title game, Alabama and Oklahoma are going to the Sugar Bowl, Clemson and Ohio State to the Orange Bowl, Michigan State and Stanford in the Rose Bowl and UCF and Baylor in the Fiesta Bowl. In other words, exactly what Jerry Palm told you would be the case on Saturday night.4:38 p.m. ET — Ball State associate athletic director Brian Hardin tweets that Ball State will play in the GoDaddy.com Bowl on Jan. 5. The Cardinals will face Arkansas State.4:13 p.m. ET — A release from Conference USA listing all its bowl bids has East Carolina officially playing in the Beef O’Brady’s Bowl. According to the release, Florida Atlantic, which finished bowl eligible at 6-6, did not receive a bowl bid. The Owls won’t be the last team to miss out, either, as we have more bowl eligible teams than spots this year.4:08 p.m ET — Colorado State has accepted a bid to the New Mexico Bowl on Dec. 21, which will be the first bowl game played this season. They’ll likely face a team from the Pac-12, which Jerry Palm projects will be Washington State.4:04 p.m. ET — Earlier today Laura Keeley was reporting that Miami would overpass Duke for the Chick-Fil-A Bowl. Well, looks like somebody stepped in and changed that because Keeley is now reporting that Duke will be playing in the Chick-Fil-A Bowl, not Miami. Whether or not this means Miami will move down to the Russell Athletic Bowl has not been confirmed as of yet.3:58 p.m. ET — The lineup for the Poinsettia Bowl on Dec. 26 has been set. It will be the losers of the Mountain West and MAC Championship games: Utah State versus Northern Illinois.3:39 p.m. ET — San Diego State will be playing in the Famous Idaho Potato Bowl on Dec. 21 according to Mark Zeigler. San Diego State will face Buffalo from the MAC.3:13 p.m. ET — Boise State has accepted its Hawaii Bowl invite. It is expected to face Oregon State from the Pac-12.2:38 p.m. ET — While not yet confirmed by the schools or the bowl games, reports are that UNLV will be facing North Texas in the Heart of Dallas Bowl on New Year’s Day while Oregon State and Boise State will meet in the Hawaii Bowl on Christmas Eve. Jerry Palm has reflected these reports in his projections as conferences seem to be trading bowl games.2:20 p.m. ET — Middle Tennessee athletic director Chris Massaro tweeted on Sunday that the Blue Raiders are headed to the Armed Services Bowl on Dec. 30. They’ll be playing Navy, which accepted the bid weeks ago. Middle Tennessee takes the spot from the Mountain West. It’s not clear where that Mountain West bid will go at this point.2:16 p.m. ET — ESPN’s Brett McMurphy reports that East Carolina will head to the Beef O’Brady’s Bowl on Dec. 23 where it will likely face a team from the MAC. McMurphy also reported that Houston has accepted an invite to the Compass Bowl on Jan. 4 where it will face a team from the SEC. Houston had been slated for the Pinstripe Bowl but was bumped for Rutgers.2:09 p.m. ET — North Texas has accepted a bid to the Heart of Dallas Bowl on New Year’s Day. The Mean Green went 8-4 this season and are projected to play Syracuse in the game.1:46 p.m. ET – The News and Observer‘s Laura Keeley is reporting that Georgia and Miami will meet in the Chick-Fil-A Bowl on New Year’s Eve while Duke “drops” down to the Russell Athletic Bowl where it will play Louisvile. Technically the ACC’s No. 2 team goes to the Chick-Fil-A Bowl, but let’s not forget that bowl games are about money, so the Chick-Fil-A chose Miami over Duke for the obvious reasons.This entry passed through the Full-Text RSS service — if this is your content and you’re reading it on someone else’s site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.from blog – Google News http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNEJi1eZPbq4AfesIZOTaVk0l5qZGg&url=http://www.cbssports.com/collegefootball/eye-on-college-football/24368793/live-blog-updating-bowl-bid-newsvia IFTTTLIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…

Open Question: Hello I am 17 looking for an online job. what are some sites that i could look at that do not have a start fee? – Yahoo Answers: Business & Finance

 ” title=”Yahoo Answers: Business & Finance” rel=”Dofollow” target=”_blank”>Yahoo Answers: Business & FinanceOpen Question: How to Write articles on online earning… November 30, 2013 I want to writer articles on online earning sites, If you have any information about that please give me some examples links of articles which are related to my topic November 30, 2013 at 06:24AM Yahoo Answers: Business & Finance – Open Question: How to Write articles on online earning sites?Open Question: How to Write articles on online earning sites?Yahoo Answers: Business & FinanceOpen Question: Any online sites to sell used Clothes? –… November 19, 2013 Any good trustworthy online sites to sell used clothes? My clothes on eBay don’t sell, and craigslist is out of the picture. Anything else, that uses paypal? Thanks . 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Or does anyone remember when exactly did they start last year? Because as far as my memory goes, when I went online last year, on 25th of Dec, most of the popular items were already sold out! makes me think some stores would start their online sales as early…Open Question: Which are the best online publisher sites to… November 30, 2013 November 30, 2013 at 03:30AM Yahoo Answers: Business & Finance – Open Question: Which are the best online publisher sites to earn money ?Open Question: Which are the best online publisher sites to earn money ?Yahoo Answers: Business & FinanceOpen Question: are there any online sites that provide… November 13, 2013 like children book donations, school supplies like crayons, pencils, notebooks, etc. and bibles perhaps? Thanks in advance November 12, 2013 at 11:28PM Yahoo Answers: Business & Finance – Open Question: are there any online sites that provide donations?Open Question: are there any online sites that provide donations?Yahoo Answers: Business & FinanceOpen Question: I want to start my own cafe business and i… December 5, 2013 i know the basic 10 step guide but i dont know how to go about executing it… December 05, 2013 at 09:42AM Yahoo Answers: Business & Finance – Open Question: I want to start my own cafe business and i dont really know where to start?Open Question: I want to start my own cafe business and i dont really know where to start?Yahoo Answers: Business & FinanceOpen Question: Hey all! what would you say is the best… October 27, 2013 I’ve been searching for various ways to make money online for my site, and I am trying to collect more information about other sites I haven’t already found. If you know of any LEGIT sites that will help me in this process please do let me know! I am looking for REAL ways to look money online, and only want the best of the best. The bad answers WILL be flagged! So don’t give me…Open Question: whats the best online survey sites ? –… October 7, 2013 Open Question: whats the best online survey sites ?Yahoo! Answers: Business & FinanceOpen Question: I’m doing b.tech. and want to know about… October 2, 2013 Open Question: I’m doing b.tech. and want to know about some good free online sites.?Yahoo! Answers: Business & FinanceOpen Question: online loans services with closed web sites?… September 29, 2013 ..is this a breech of contract? Open Question: online loans services with closed web sites?Yahoo! Answers: Business & FinanceOpen Question: What do you need to start an online reselling December 5, 2013 I would like to start my own online business selling real name brand items but I’m not sure what all the licenses are I would need to get. From what I understand I would have register a re-seller’s permit under my company name. Also, if I found a reputable distributor that sold name brand products at wholesale value, would I need permission from the owners of those brands to sell on my website? I know…Open Question: I need a online part time job? – Yahoo… December 4, 2013 I am looking for a online part time jobs like the pay per click job or data entry, where can i find one .Can any one provide me some real sites,NOT SPAM sites. December 04, 2013 at 06:49AM Yahoo Answers: Business & Finance – Open Question: I need a online part time job?Open Question: I need a online part time job?Yahoo Answers: Business & FinanceOpen Question: why i become addicted to online job? do you… October 4, 2013 i am working for some online jobs, from typing, to research but to my dismayed after 1-2 months i did not able to look for a reliable site, may any one here help me. some sites were just scam and the doom part is that i did not know it in the start and i already work for them like doing their instructions. please help me find a reliable and valid online site where i…Open Question: Is there a way I can start a fundraiser… November 16, 2013 I would love to start a fundraiser online for our youth group to go to the Philippines and help out. Are there any websites I can start this on? Of course I’d ask my dad if I can, but if he says yes I’d love to back it up with a few websites. It’d be best if there was no charge. Thanks!!! November 15, 2013 at 11:59PM Yahoo Answers: Business & Finance – Open Question:…

Open Question: What would the net pay be? – Yahoo Answers: Business & Finance

 Phil Phoenix is paid monthly. For the month of January of the current year, he earned a total of $8,488. The FICA tax for social security is 6.2% and the FICA tax rate for Medicare is 1.45%. The FUTA tax rate is 0.8%, and the SUTA tax rate is 5.4%. Both unemployment taxes are applied to the first $7,000 of an employee’s pay. The amount of federal income tax withheld from his earnings was $1,408.37. His net pay for the month is: (Round your intermediate calculations to two decimal places):$6,566.00$5,996.29$6,430.29$5,157.63$6,956.55” title=”Yahoo Answers: Business & Finance” rel=”Dofollow” target=”_blank”>Yahoo Answers: Business & FinanceOpen Question: Phildell Phoenix is paid monthly. For the… October 29, 2013 Phildell Phoenix is paid monthly. For the month of January of the current year, he earned gross pay of $8,288. FICA tax for Social Security is 6.2% and the FICA tax for Medicare is 1.45%. The amount of federal income tax withheld from his earnings was $1,375.17. Phildell contributes $125 of his monthly pay to a retirement plan and has $25 of union dues deducted from his monthly pay. what his net pay? Open Question:…Open Question: ACCOUNTING HELP!!! I NEED HELP IN ACCOUNTING… October 8, 2013 Polo Company has 10 employees, each of whom earns $3,000 per month and is paid on the last day of each month. All 10 have been employed continuously at this amount since January 1. Polo uses a payroll bank account and special payroll checks to pay its employees. On March 1, the following accounts and balances exist in its general ledger: a. FICA — Social Security Taxes Payable, $3,720; FICA — Medicare Taxes Payable, $870.…Open Question: Accounting 2 question? – Yahoo! Answers:… September 18, 2013 A company with 24 employees, paid on monthly basis. In the past month, earnings were $78,000 of which $27,000 is subject to employment taxes. FUTA rate is .8% and SUTA is 5.4% Federal income taxes are withheld at a rate of 20% of total earnings. All earnings are subject to FICA taxes of 8% 1. What is employers total payroll taxes expense for the month? 2. What is employees net pay? 3. What is company’s…Open Question: Current Liabilities. Accounting help ASAP?… November 24, 2013 MRI Company has one employee. FICA Social Security taxes are 6.2% of the first $106,800 paid to its employee, and FICA Medicare taxes are 1.45% of gross pay. For MRI, its FUTA taxes are 0.8% and SUTA taxes are 2.9% of the first $7,000 paid to its employee. Gross Pay through August Gross Pay for September a. $ 6,400 $800 b. 18,200 2,100 c. 100,500 8,000 Required: 1. Compute MRI’s amounts for each of the…Open Question: Finance Help….I am having a really tough… October 13, 2013 1. What is the value of a perpetuity that pays $100 every 6 months forever? The discount rate quoted on an APR basis is 5%. 2. a. If you take out an $7,000 car loan that calls for 60 monthly payments starting after 1 month at an APR of 12%, what is your monthly payment? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Monthly payment$ b. What is the effective annual…Open Question: can someone help me witha few accounting… December 8, 2013 1. Journalize the following, assuming a 360-day year is used for interest calculations: Apr. 30Issued a $150,000, 30-day, 6% note dated April 30 to Misner Co. on account. May 30Paid Misner Co. the amount owed on the note dated April 30. 2. Aqua Construction installs swimming pools. They calculate that warranty obligations are 5% of gross sales. For the year just ending Aqua’s gross sales were $1,500,000. Due to previous quarter recognitions, the Warranty Liability…Open Question: Need Accounting homework help please!? –… November 26, 2013 1. Employers are required to pay all of the following on the wages paid to each employee except: a. Social security taxes b. Worker’s compensation insurance c. Medicare taxes d. Health insurance benefits. 2. The amount of the present value of a future cash receipt will depend upon a. The length of time until the money is received. b. The amount of money to be received. c. The required rate of return. d. All of…Open Question: Accounting Help, please.? – Yahoo Answers:… November 24, 2013 The following payroll liability accounts are included in the ledger of Devito Company on January 1, 2014: FICA Taxes Payable $1,750 Federal Income Taxes Payable 4,000 State Income Taxes Payable 665 Federal Unemployment Taxes Payable 175 State Unemployment Taxes Payable 1,190 Union Dues Payable 400 Health Insurance Payable 5,000 U.S. Savings Bonds Payable 1,500 In January, the following transactions occurred: Jan. 9 Sent a check for $5,000 to Blue Cross and Blue Shield. 11 Deposited…Open Question: Given the following, what is the amount of… December 4, 2013 According to a payroll register summary of Frederickson Company, the amount of employees’ gross pay in December was $850,000, of which $80,000 was not subject to FICA tax and $750,000 was not subject to state and federal unemployment taxes. Assume FICA rate of 7.65%, State unemployment 5.4% and federal unemployment 0.8%. Round answer to 0 decimal places, e.g. 125. December 04, 2013 at 06:56AM Yahoo Answers: Business & Finance – Open Question: Given the following,…Open Question: How to computer the FICA withholdings? –… November 22, 2013 Your answer is partially correct. Try again. Employee earnings records for Cornelius Company reveal the following gross earnings for four employees through the pay period of December 15. J. Glozelle$87,600L. Schooler$96,700 R. Jen$96,800T. Crier$104,500 For the pay period ending December 31, each employee’s gross earnings is $4,500. The FICA tax rate is 8% on gross earnings of $100,000. Compute the FICA withholdings that should be made for each employee for the December 31 pay period.…Open Question: Need help on this accounting problem? –… November 21, 2013 I got A right, B mostly right, except the employer’s payroll taxes part, but I really need help with C. How do you find the Sales Taxes Payable, FICA Taxes Payable, and Unearned Service Revenue? On January 1, 2012, the ledger of Kindt Company contained these liability accounts. Accounts Payable $61,880 Sales Taxes Payable 7,970 Unearned Service Revenue 28,100 During January, the following selected transactions occurred. Jan. 1 Borrowed $16,080 in cash from Premier Bank…Open Question: Federal Taxes 1 Homework quick question help… December 7, 2013 Jessica is employed by a major defense contractor and earns $156,000 in 2012. Calculate A) The amount of Social Security tax withheld from his income. B) The amount of Medicare tax withheld from his income. C) The amount of FUTA withheld from his income. Can someone help me please with taxes question? I would appreciated it a lot. Thanks December 07, 2013 at 05:26PM Yahoo Answers: Business & Finance – Open Question: Federal Taxes 1…Open Question: Account problem that I need a little help on? November 21, 2013 I got A right, B mostly right, except the employer’s payroll taxes part, but I really need help with C. How do you find the Sales Taxes Payable, FICA Taxes Payable, and Unearned Service Revenue? On January 1, 2012, the ledger of Kindt Company contained these liability accounts. Accounts Payable$61,880 Sales Taxes Payable7,970 Unearned Service Revenue28,100 During January, the following selected transactions occurred. Jan. 1Borrowed $16,080 in cash from Premier Bank on a 4-month, 5%,…Open Question: State Mill Company, whose fiscal year ends… September 27, 2013 State Mill Company, whose fiscal year ends December 31, completed the following transactions involving notes payable: 2010 Nov. 25 Purchased a new loading cart by issuing a 60-day 10 percent note for $86,400. Dec. 31 Made the end-of-year adjusting entry to accrue interest expense. 2011 Jan. 24 Paid off the loading cart note. Required Prepare entries in journal form for State Mill Company’s notes payable transactions. When notes payable appears on the balance sheet, what…Open Question: Payroll taxes paid by employees include which November 17, 2013 A) Federal income tax, federal unemployment tax, and Medicare. B) Social security tax, federal unemployment tax, and state unemployment tax. C) FICA taxes, federal unemployment tax, and state unemployment tax. D) Federal income tax, state income tax, and Medicare. November 17, 2013 at 03:17AM Yahoo Answers: Business & Finance – Open Question: Payroll taxes paid by employees include which of the following?Open Question: Payroll taxes paid by employees include which of the following?Yahoo Answers: Business…Open Question: Need help to adjust and journalize these… December 1, 2013 Cash…….$8,850 A/R……….29,900 Allowance for Bad Debts…………$268 Inventory..34,855 Office supplies…1,000 A/P……………………………..… 19,700 Wages Payable……………………..3,200 Taxes Payable………………………4,500 Common Stock (10,000 shares) 25,000 Retained Earnings………………….21,937 Total $74,605 $74,605 periodic FIFO inventory method for YO-660 Layer/ Units /Price per Unit / Total Price 1 / 60 / $150 / $9,000 2 / 70 / 155 / 10,850 3 / 65 / 157 / 10,205 4 /30 /160 / 4,800 total 225 / $34,855 *The company uses the % of…Open Question: Urgent Gross income/AGI/taxable income/FICA… October 17, 2013 Hi, While I feel as this particular problem is rather easy to solve, it’d be easy to screw up as I’m used to having programs do this for me (I know, I know). My textbook is looseleaf and the relevant pages are conveniently missing. “Mike is the head of a household and is responsible for a parent and 2 children. He made $250,000 in income, had $13,000 in interest income, made a $12,000 contribution to…Open Question: assistance with accounting question, please?… November 20, 2013 Elite Company is planning to add a new product to its line. To manufacture this product, the company needs to buy a new machine at a $484,000 cost with an expected four-year life and a $16,200 salvage value. All sales are for cash, and all costs are out of pocket except for depreciation on the new machine. Additional information includes the following. (Use Table B.1) Expected annual sales of new product $ 1,940,000 Expected annual…Open Question: Profitability Index Help!? – Yahoo Answers: December 8, 2013 Year Cash Flow 0 –$ 14,000 1 7,300 2 6,900 3 5,700 What is the profitability index for the set of cash flows if the relevant discount rate is 10 percent? (Do not round intermediate calculations and round your final answer to 3 decimal places. (e.g., 32.161)) What is the profitability index for the set of cash flows if the relevant discount rate is 15 percent? (Do not round intermediate calculations and round your final…Open Question: Tax refund for a teen? – Yahoo Answers:… December 4, 2013 I am 17 years old and I started working in May of this year (2013). I believed I am marked dependent on my parents taxes. I live in Illinois. I know I will not get back FICA, or Medicare. Will i get back state and federal? or just federal? So far this year (since the end of may) I have made.. $4,270.47 before taxes $3,498.69 after taxes Taxes taken out: Federal Tax: $ 231.53 FICA:…

LIVE blog: Updating bowl bid news – CBSSports.com – blog – Google News

  Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI)Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you.The choice is yours.We’ll be refreshing this page all day with updates on bowl games, and you can click right here to refresh any time your heart desires. You can also check out Jerry Palm’s bowl projections right here for all the games that aren’t official yet.7:06 p.m ET — CBSSports.com’s Jeremy Fowler reports that the SEC’s bowl bids this season will be South Carolina in the Capital One, Texas A&M in the Chick-Fil-A, Missouri in the Cotton Bowl, LSU in the Outback Bowl, Georgia in the Gator, Ole Miss in the Music City, Vanderbilt in the Compass and Mississippi State in the Liberty Bowl.6:56 p.m. ET — The Associated Press is reporting that this year’s Sun Bowl will take place on New Year’s Eve between Virginia Tech and UCLA. This will be Virginia Tech’s 21st straight trip to a bowl game under Frank Beamer, and it will also be UCLA’s fifth trip to El Paso, and its first since 2005.6:43 p.m. ET — According to a tweet from the Kansas City Star‘s Kellis Robinett, this year’s Buffalo Wild Wings Bowl on Dec. 28 will be between Kansas State and Michigan. Jerry Palm had originally projected that Nebraska would be Kansas State’s opponent here. Apparently somebody didn’t want that Big 8 rematch to happen.6:39 p.m. ET — Brian Davis of the Austin American-Statesman reports that the Texas Longhorns will be heading to San Antonio for the Alamo Bowl where they’ll take on the Oregon Ducks. The game will be held on Dec. 30.6:21 p.m. ET — The Honolulu Star-Advertiser has confirmed that this year’s Hawaii Bowl will be between Boise State and Oregon State on Christmas Eve.5:39 p.m. ET — ESPN’s Brett McMurphy is reporting that Ole Miss and Georgia Tech will square off in the Music City Bowl on Dec. 30.5:26 p.m. ET — While it’s not official yet, CBSSports.com’s Jeremy Fowler is hearing that South Carolina will play in the Capital One Bowl on New Year’s Day. It’s likely opponent will be Wisconsin.5:19 p.m ET — Scott Rabalais of The Advocate reports that LSU and Iowa will meet in the Outback Bowl on New Year’s Day in Tampa.5:05 p.m. ET — Our Jerry Palm has confirmed that Northern Illinois will head to the Poinsettia Bowl where it will face Utah State and Ohio will head to the Beef O’Bradys Bowl where it will go against East Carolina.4:44 p.m. ET — According to ESPN’s Brett McMurphy the BCS bowl lineup is set. Florida State and Auburn will meet in the title game, Alabama and Oklahoma are going to the Sugar Bowl, Clemson and Ohio State to the Orange Bowl, Michigan State and Stanford in the Rose Bowl and UCF and Baylor in the Fiesta Bowl. In other words, exactly what Jerry Palm told you would be the case on Saturday night.4:38 p.m. ET — Ball State associate athletic director Brian Hardin tweets that Ball State will play in the GoDaddy.com Bowl on Jan. 5. The Cardinals will face Arkansas State.4:13 p.m. ET — A release from Conference USA listing all its bowl bids has East Carolina officially playing in the Beef O’Brady’s Bowl. According to the release, Florida Atlantic, which finished bowl eligible at 6-6, did not receive a bowl bid. The Owls won’t be the last team to miss out, either, as we have more bowl eligible teams than spots this year.4:08 p.m ET — Colorado State has accepted a bid to the New Mexico Bowl on Dec. 21, which will be the first bowl game played this season. They’ll likely face a team from the Pac-12, which Jerry Palm projects will be Washington State.4:04 p.m. ET — Earlier today Laura Keeley was reporting that Miami would overpass Duke for the Chick-Fil-A Bowl. Well, looks like somebody stepped in and changed that because Keeley is now reporting that Duke will be playing in the Chick-Fil-A Bowl, not Miami. Whether or not this means Miami will move down to the Russell Athletic Bowl has not been confirmed as of yet.3:58 p.m. ET — The lineup for the Poinsettia Bowl on Dec. 26 has been set. It will be the losers of the Mountain West and MAC Championship games: Utah State versus Northern Illinois.3:39 p.m. ET — San Diego State will be playing in the Famous Idaho Potato Bowl on Dec. 21 according to Mark Zeigler. San Diego State will face Buffalo from the MAC.3:13 p.m. ET — Boise State has accepted its Hawaii Bowl invite. It is expected to face Oregon State from the Pac-12.2:38 p.m. ET — While not yet confirmed by the schools or the bowl games, reports are that UNLV will be facing North Texas in the Heart of Dallas Bowl on New Year’s Day while Oregon State and Boise State will meet in the Hawaii Bowl on Christmas Eve. Jerry Palm has reflected these reports in his projections as conferences seem to be trading bowl games.2:20 p.m. ET — Middle Tennessee athletic director Chris Massaro tweeted on Sunday that the Blue Raiders are headed to the Armed Services Bowl on Dec. 30. They’ll be playing Navy, which accepted the bid weeks ago. Middle Tennessee takes the spot from the Mountain West. It’s not clear where that Mountain West bid will go at this point.2:16 p.m. ET — ESPN’s Brett McMurphy reports that East Carolina will head to the Beef O’Brady’s Bowl on Dec. 23 where it will likely face a team from the MAC. McMurphy also reported that Houston has accepted an invite to the Compass Bowl on Jan. 4 where it will face a team from the SEC. Houston had been slated for the Pinstripe Bowl but was bumped for Rutgers.2:09 p.m. ET — North Texas has accepted a bid to the Heart of Dallas Bowl on New Year’s Day. The Mean Green went 8-4 this season and are projected to play Syracuse in the game.1:46 p.m. ET – The News and Observer‘s Laura Keeley is reporting that Georgia and Miami will meet in the Chick-Fil-A Bowl on New Year’s Eve while Duke “drops” down to the Russell Athletic Bowl where it will play Louisvile. Technically the ACC’s No. 2 team goes to the Chick-Fil-A Bowl, but let’s not forget that bowl games are about money, so the Chick-Fil-A chose Miami over Duke for the obvious reasons.This entry passed through the Full-Text RSS service — if this is your content and you’re reading it on someone else’s site, please read the FAQ at fivefilters.org/content-only/faq.php#publishers.from blog – Google News http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNEJi1eZPbq4AfesIZOTaVk0l5qZGg&url=http://www.cbssports.com/collegefootball/eye-on-college-football/24368793/live-blog-updating-bowl-bid-newsvia IFTTTLIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…LIVE blog: Updating bowl bid news – CBSSports.com – blog December 9, 2013 Florida State and Auburn will meet in Pasadena, but what about everyone else? (USATSI) Now that the regular season has come to an end — save for Army-Navy next week — bowl bids are being accepted every where you look. Now, you can search the entire internet trying to find out which team is playing where, or you can just hang out here and we’ll tell you. The choice is yours. We’ll be refreshing this…

Open Question: How do you avoid getting poop on your sandals when you’re getting a haircut? – Yahoo Answers: Business & Finance

 ” title=”Yahoo Answers: Business & Finance” rel=”Dofollow” target=”_blank”>Yahoo Answers: Business & FinanceOpen Question: Can you get arrested for calling mcdonalds… October 31, 2013 This is not a troll question. I was watching someone prank call mcdonalds and saying they got poop in their burger. I really want to try it but I heard some prank calling is illegal. Would this be? Open Question: Can you get arrested for calling mcdonalds and saying you found poop in your burger?Yahoo! Answers: Business & FinanceOpen Question: What would be a good slogan to advertise $3… November 18, 2013 November 18, 2013 at 03:10PM Yahoo Answers: Business & Finance – Open Question: What would be a good slogan to advertise $3 off a haircut on Thursdays?Open Question: What would be a good slogan to advertise $3 off a haircut on Thursdays?Yahoo Answers: Business & FinanceOpen Question: Why are nurses always negative about Nursing? December 1, 2013 I’m currently doing my prerequisites to become a BSN RN ans so far every encounter I’ve had has been negative. My sister in law is an LPN and she told me she once had to clean poop all day and that was from one patient alone, then she emphasized how stressful it is and how the patient’s families are mean etc. I mean I’m aware that I’ll have to do patient care, but what’s the…Open Question: How to I record the stock dividend? – Yahoo December 2, 2013 On June 30, the board of directors of Sandals, Inc., declares a 100% stock dividend on its 29,000, $8 par, common shares. The market price of Sandals common stock is $200 on June 30. Record the stock dividend. I don’t know how to calculate this! Thanks! December 02, 2013 at 01:33AM Yahoo Answers: Business & Finance – Open Question: How to I record the stock dividend?Open Question: How to I record the stock dividend?Yahoo Answers:…Open Question: Accounting Help pleaseeeee? – Yahoo… December 5, 2013 On June 30, the board of directors of Sandals, Inc., declares a 5-for-1 stock split on its 29,000, $3 par, common shares. The market price of Sandals common stock is $50 on June 30. What are the number of shares, par value per share, and market price per share immediately after the 5-for-1 stock split? (Round your answers to 2 decimal places.) December 04, 2013 at 11:39PM Yahoo Answers: Business & Finance – Open Question:…Open Question: How do people make a profit in retail? –… October 4, 2013 I have been wondering if someone is in a clothing retail business how do they make a profit? Even if you have a 100% markup wouldn’t you have to spend that money to replace the stock just sold? So if I spent $25 on wholesale sandals, then I sell them for $50, I would only make $25- wouldn’t that go straight back to restocking those sandals? Am I overlooking something here? Thanks! Open Question: How…Open Question: How to copy a voucher on tally 7.2 to avoid… November 18, 2013 November 18, 2013 at 09:14AM Yahoo Answers: Business & Finance – Open Question: How to copy a voucher on tally 7.2 to avoid to avoid typing the same vouchers again and again?Open Question: How to copy a voucher on tally 7.2 to avoid to avoid typing the same vouchers again and again?Yahoo Answers: Business & FinanceOpen Question: need advice on quitting my job? – Yahoo… November 24, 2013 i am a barber and work in a barbershop. i have been at the shop working since the spring, i work 2 days a week because i am finishing up with school. i have a good cliental ( no thanks to the shop ) i started doing barbering out of my garage 2 years ago and i began getting clients and good business so i decided to make it my career. the shop i work…Open Question: Current Housing Market-what would YOU do?… November 18, 2013 Seriously, would like opinions from complete strangers on this. Selling my ocean view house in SoCal to go live close to daughter and family in the middle (somewhere) for a while. My current area is the last to crash whenever the cycle crashes and it’s one of the first to climb back out (have seen this cyclic thing for 40 years). Will make some equity profit on the sale. Can pay cash for a place…Open Question: Wrote a check but it hasn’t been cashed… November 15, 2013 So, I went and got a haircut for the first time at this place. Now I pretty much NEVER carry cash and just use my credit card to pay for stuff. Anyway the place is owned by some old guy so I thought I should take my checkbook to write a check just in case he doesn’t take cards, which I found out he does not. So I wrote him a check. Its now been…Open Question: Can I avoid a debt by selling my house? –… October 20, 2013 I lost a civil court case in Manchester in the UK & I want to avoid paying the other side.I have a joint mortgage with my wife, there is a lot of equity in the house. Can I sell the house to a family member to avoid him getting a charge on it? Can I divorce my wife and give her the house to avoid paying? If I sell the house to an independent third…Open Question: how hard is it to avoid getting double tax?… November 18, 2013 US citizen living in a different country November 18, 2013 at 09:00PM Yahoo Answers: Business & Finance – Open Question: how hard is it to avoid getting double tax?Open Question: how hard is it to avoid getting double tax?Yahoo Answers: Business & FinanceOpen Question: Can a company avoid paying tax and NI on car… December 2, 2013 A close friend has recently started a job where they receive a car allowance as part of their package but instead of the money being paid in to their bank account with their salary, they are being asked to claim it back in a mileage claim, with false mileage added to their real mileage in order to arrive at the monthly figure. As a result they are not paying tax or NI on that figure…Open Question: what is ‘ansuran PCB’? and can i avoid… October 1, 2013 i got a letter from LHDN asking me to pay my Ansuran PCB in bi-monthly instalments. this was 2 months after i had paid off my 2012 income tax. i’m a freelancer and my filing category was changed from SG (individual) to OG (business owner) in my latest (2012) filing. this is the first time i’m asked to pay this and i suspect my recent category change had something to do with it. any idea…Open Question: can someone avoid EVER applying for a credit… November 25, 2013 November 25, 2013 at 05:19PM Yahoo Answers: Business & Finance – Open Question: can someone avoid EVER applying for a credit card in their lifetime?Open Question: can someone avoid EVER applying for a credit card in their lifetime?Yahoo Answers: Business & FinanceOpen Question: How can foreign investors avoid paying this… December 6, 2013 December 06, 2013 at 03:23PM Yahoo Answers: Business & Finance – Open Question: How can foreign investors avoid paying this new capital gains tax due to come in April 1015?Open Question: How can foreign investors avoid paying this new capital gains tax due to come in April 1015?Yahoo Answers: Business & FinanceOpen Question: How to avoid capital gains taxes on… October 16, 2013 I am currently in a rent to own home. I have lived here a little over two years, and will be taking the home into my name soon. I then plan on fixing it up and selling it. I know that you can avoid capital gains taxes of up to $250,000 by living in the property two years. Can I count the past two years as part of that time, or does the clock only…Open Question: Selling second house, how avoid tax? –… November 16, 2013 Hello, We are finally selling our old house. The capital gain will be about $100k. I would like to take that $100k and apply it to the house we live in (pay down the principal) – and am curious if that will exempt us from paying any tax fees on the $100k? Our old 2nd house has been just that, a 2nd house, used by friends/relatives for the past 5 years. Now we want to…Open Question: Where is the best place to advertise my… October 27, 2013 Women Clothing – Plus Size, Suits, Church Occasions, Swimwear, Thong Bikini, Micro Mini Bikini, Party Dresses, Latex Clothes, Leather Clothes, Perfume, Sexy Gowns, Wedding Gown, Mini Dresses, Club Dresses, Dance Wear, Shapewear, Sleepwear & Lounge, Panties, Sheer Mesh Panties, Bras, Lingeries, Stripper Clothes, Costumes, Jeans, Hats, Shoes, High Heel Shoes, Platform Boots, Ankle Boots, Knee Boots, Thigh Boots, Wedges Shoes, Pump Shoes, Block Heels, Sandals, High Heel Sneakers, Jewelry, Sunglasses, Handbags, Beauty Products – Costmetics,…Open Question: I dont know which career I want!? – Yahoo!… October 25, 2013 I’m 17 and seriously struggling with the decision of what I would like to do for the rest of my life. I thought I wanted to be a Nurse Practitioner but the general nurse scene is not for me. I did a coop with my highschool and hated my time at our town’s hospital. Cleaning up poop is not the ideal career for me. I really like helping people, i do pretty well in school…

Open Question: Annauniversity Result 2013-2014 expected soon? – Yahoo Answers: Business & Finance

 Anna University Examination Results for 1st/3rd/5th/7th Semester is yet to announce in the month of January 2013 on or before pongal.In this year the result will be published bit earlier while compare to previous yearFor More:- http://www.ohack.in/2013/11/anna-university-results-1st-3rd-5th-7th.html#axzz2mwiXuUh7Anna Univ Controller of Examination Has to Decide on Publication of ODD Sem Results, Examination was conducted separately For 1st semester, results for first semester will be announced along with higher semester” title=”Yahoo Answers: Business & Finance” rel=”Dofollow” target=”_blank”>Yahoo Answers: Business & FinanceOpen Question: using creditcard to pay college semester? – December 6, 2013 I’m going to start my master program next semester. I just applied to the CapitalOne venture reward card and got accepted with enough credit limit to pay my college tuition semester. My college will only charge me a one time fee worth on $150.00 which will be return since the card has a promotion of $200 reward after spending certain amount of cash. In addition, the card has a 0 APR for 12 month so…Open Question: When will UPSC Engineering Services… November 7, 2013 Open Question: When will UPSC Engineering Services Examination Result 2013 be declared?Yahoo! Answers: Business & FinanceHow Has Twitter Changed the Role of the Literary Critic? – October 29, 2013 By Adam Kirsch and Anna Holmes discuss social media’s effect on criticism. Published: November 3, 2013 at 4:00AM Source: NYT Books http://www.nytimes.com/2013/11/03/books/review/how-has-twitter-changed-the-role-of-the-literary-critic.html Books and Literature, Social Media, Writing and WritersOpen Question: Should I quit this job? – Yahoo Answers:… November 21, 2013 Sorry for the long read, but your help is very much appreciated!!! I recently started a job as a bank teller, the learning curve is quite steep, but that is not the reason I am considering quitting. The bank REQUIRES me to work 22.5 hours a week, needs me to have Friday’s free (I’m part time btw), and does not open on weekends. Since I am in university, my schedule from semester to semester is…Open Question: Paying This Semester via Credit Card…once?… October 30, 2013 Back Story: So, I am finally eligible for financial aid. However, my FA was suspend due to poor grades last semester – don’t ask (which my mom paid for out of pocket – since I wasn’t eligible for FA at the time) Anyway, she refuses to pay for this semester. So, here I am I already registered for this semester with a pass due tuition bill of 2,101.and something cents. Once I get my GPA…Open Question: Paying This Semester via Credit Card…once.? October 30, 2013 Back Story: So, I am finally eligible for financial aid. However, my FA was suspend due to poor grades last semester – don’t ask (which my mom paid for out of pocket – since I wasn’t eligible for FA at the time) Anyway, she refuses to pay for this semester. So, here I am I already registered for this semester with a pass due tuition bill of 2,101.and something cents. Once I get my GPA…Open Question: How to make my money last for the rest of the October 27, 2013 I’m living off of my school refund right now and my expenses even for things like textbooks and other things for classes have been a lot higher this semester. I always try to not spend too much on food but now I only have $13 for the rest of the semester which is still about five or six weeks. I can still buy lunches at least three times a week on campus because I have…Open Question: How do I file as tax exempt for 2014? –… December 6, 2013 I started a part time job in November 2013. Part of my wage has been going to taxes but I know that I won’t make enough this year ($6100) to have to pay taxes. That will be the same case for next year. How do I make sure I get back the right amount in taxes for November and December of this year, and how do I file as tax exempt for 2014 so that…Open Question: Do you think it’s worth it for me to take… November 26, 2013 Considering I have close to 3,000 in grant money and I need loans for the rest and the other need based financial aid grants are gone. This is my first semester taking out loans and I have about 3 and a half years to go? Is it worth it? I come from a very poor background also. November 26, 2013 at 07:16PM Yahoo Answers: Business & Finance – Open Question: Do you think it’s worth…Open Question: How can i get a loan with no job and and no… November 14, 2013 I’m a full-time college student and have no extra time to work, so i have no job. Also, i have yet to establish any credit for myself. I’ve done some recalculating lately and found that i’m going to need some sort of loan to help pay for books for the the Fall semester of 2014. I do get Financial Aid, so i will be able to pay the loan back soon, but i won’t get…Open Question: I want to drop out of uc berkeley for a… November 17, 2013 I currently am a freshman at UC Berkeley. I want to drop out to revamp my dads failing business and bring his online company and cater it to the youth instead of the middle age. Also I think htat this will help let me raise funds so I can live in a nice place and not a ghetto apartment next year. UC Berkeley has a policy where if you have good grades (I have 2As…Open Question: How do I get an associates in a vet tech if I December 7, 2013 I’m currently going to college and I have 1 semester left before I get my associates degree in liberal arts and sciences. From what I have seen to become a vet tech I need an associates in science applied vetrinary technology. If I continued on to a vet tech school and took 2 more years of college, would I have an associates in LAS and a bachelor degree in science applied vet technology, how does…Open Question: Help on Waterway Accounting? – Yahoo… December 3, 2013 Waterways Corporation is preparing its budget for the coming year, 2014. The first step is to plan for the first quarter of that coming year. Waterways gathered the following information from the managers. Sales Unit sales for November 2013 112,500 Unit sales for December 2013 102,100 Expected unit sales for January 2014 113,000 Expected unit sales for February 2014 112,500 Expected unit sales for March 2014 116,000 Expected unit sales for April 2014 125,000 Expected…Chegg Seeks to Raise Up to $172.5 Million in I.P.O. – New… October 31, 2013 By MICHAEL J. DE LA MERCED The initial public offering of Chegg, which focuses primarily on renting textbooks for a semester at a time, is expected to be one of the more closely watched among the technology community. Published: October 31, 2013 at 4:00AM Source: NYT Business Day http://dealbook.nytimes.com/2013/10/31/chegg-seeks-to-raise-up-to-172-5-million-in-i-p-o/ Initial Public OfferingsOpen Question: Will two bad grades hurt your chances for… October 16, 2013 I have been taking some online courses for the 3rd semester in a row, though this time it was a new college. I have been going through major transitions with jobs, moving, and family problems(major ones). As a result I received a C+ in a health class and im guessing a C- or D for an accounting class. Will this come in the way of me landing a good job? I am assuming I will…Open Question: Does adishom products give the expected… October 20, 2013 be frank to me since iam interested.regards Open Question: Does adishom products give the expected results as indicated,or is just about marketing philosophies.?Yahoo! Answers: Business & FinanceOpen Question: I need help to pass the Medical Examination… November 14, 2013 I need help to pass the IMI Malaysia Medical Examination in order to apply the working permit. Anyone can help me with rewarded. November 14, 2013 at 03:09PM Yahoo Answers: Business & Finance – Open Question: I need help to pass the Medical Examination in Malaysia… Anyone can help…?Open Question: I need help to pass the Medical Examination in Malaysia… Anyone can help…?Yahoo Answers: Business & FinanceOpen Question: as an accounting/finance major what would be… October 30, 2013 My academic adviser is pretty much useless. My parents and my friends aren’t too familiar with my field of study, so I’ve come to the Internet for advice. I’m a junior business administration major with a double concentration in accounting/finance. Next week I schedule my classes for the spring semester. I’m having a bit of a dilemma. Two classes for my major that I want to take I am unable to because I am also…Credit Suisse Profits Rise, but Results Fall Short of… October 24, 2013 By DAVID JOLLY Net income of 454 million Swiss francs, or $509 million, for the July-September period was far short of the 705 million francs analysts surveyed by Reuters had been expecting, as revenue in the bank’s investment banking division slid 20 percent from a year earlier. Published: October 24, 2013 at 4:00AM Source: NYT Business Day http://dealbook.nytimes.com/2013/10/24/credit-suisse-profits-rise-but-results-fall-short-of-expectations/ Company Reports, Executive CompensationCollectors of Royalties for Music Publishers May See Better… September 23, 2013 By BEN SISARIO Broadcast Music Inc. will report a 5 percent uptick in revenues to around $944 million for the year ended in June. Published: September 23, 2013 at 4:00AM Source: NYT Business Day http://www.nytimes.com/2013/09/23/business/media/collectors-of-royalties-for-music-publishers-may-see-better-results.html Royalties, Music